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Manufacturing

Advanced Cloud Payment Systems for E-Commerce and Retail

When the Retailer is the Customer

There is no online sales without online banking. Customers want fast, convenient and reliable online payments. But what do retailers and e-commerce business owners want? They seek a seamless, secure, and efficient payment solution that integrates easily with their existing systems, reduces transaction costs, and enhances the overall shopping experience for their customers. Our client, repeatedly recognised in competitions and rankings as a business-friendly bank, decided to create Paynow - a payment gateway that would respond to the needs of both shoppers and businesses. Learn how we helped them build this software.

Client's Challenge

Our job was to develop a payment gateway for digital banking and implement improvements in the portal for the customer and merchant. To support the client's team working on the new platform, the team needed to be fluent and experienced in cloud-based, secure banking and payment systems.
In further project’s iterations, we built integration with external systems such as databases containing registration information of business entities. The comprehensive domain knowledge and profound understanding of business needs was essential here.

Clurgo's Solution

We helped to create a secure, flexible, scalable payment integration system that can easily be grown and built upon to optimally serve the e-commerce market. The system’s architecture allows for changes in separate modules, while the automated process of building, testing, and launching the app makes it easy to make rapid modifications.

Our developers supported the client’s team by collecting business requirements, transforming them into technical specifications, building reusable source code in a CI/CD environment, conducting all facets of QA, refining the backlog, and contributing to overall engineering efforts.

We also designed personalized user journeys and interactive dashboards to manage and review transactions in real time coupled with secure payment processing and integrations with the digital bank’s ecosystem.

Some of the features of the system include:


  • integration with the bank’s online systems

  • browser-based payment processing from multiple banks with a superfast payment gateway

  • payments via the system’s API

  • payment recovery

  • same-day payments (D+0)

  • a customer panel for e-commerce businesses.

Apart from building the solution and integration with the bank’s internal systems, we also integrated it with external systems such as databases containing registration information of business entities (such as governmental institutions as CEiDG, KRS, GUS, G2I solutions), databases containing data of beneficial owners (CRBR), and identity verification systems and IBAN number (Authologic). On the pic. 1 we show the system’s payment flow

Results & Benefits

  • With the development of new features and plugins, the payment integrator is on its way to becoming one of the leading payment solutions for e-commerce stores on the growing e-payments market.

  • Secure, fast and customer friendly online payments

  • Cloud-based and easily scalable solution

Do you have a business need related to process automation, CX improvement, or microservices?

Contact our expert

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